Category Archives: Just Listed

Crystal Village, Miramar Beach FL – Short Sale

Crystal Village pre foreclosure

Charming and bright, this Crystal Village short sale condo unit 2B in Miramar Beach Floridais a few blocks from the beach. Located at 285 Payne St, there is a beautiful pool and landscaped grounds. Happy colors and fun, angled floorplan give this home a unique feeling. The kitchen is tiled and open to the living room. There are two full baths, one in the master bedroom. Crystal Village is down the street from the dazzling Gulf of Mexico with public access and Pompano Joe’s restaurant. It is also a couple of miles from Silver Sands shopping, Baytown Wharf, Grand Boulevard, Destin Commons, movie theaters and many restaurants.

Crystal Village Condo 2B, Miramar Beach FL – short sale – listed for $127,500

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18 Bay Dr., NE, Elliotts Point, Fort Walton Beach FL – Needs Work

Elliotts Point Homes for sale

Inviting Fort Walton Beach Florida home in Elliotts Point with water view across the street from Choctawhatchee Bay. Elegant hardwood floors draw you in, with enormous living and family rooms. More space for entertaining with the heated and cooled Florida room, and large screened porch. The kitchen is long with many cupboards, and has a breakfast bar open to the family room with gas fireplace. The back yard is deep and has an huge workshop that mimics the house. There is a greenhouse finished with a rock bottom is behind the workshop. The home needs substantial plumbing work and other repairs.  This location is serene with many charming older homes.  Eglin Air Force Base, Hurlburt Field are easy commutes. Okaloosa Island beaches are nearby.

18 Bay Dr., NE, Fort Walton Beach FL – Offered for $127,900 is a Bank of America cooperative short sale.

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It’s Wendy!

Grande Pointe, Inlet Beach, Santa Rosa Beach FL – Regions Short Sale

Gorgeous building lot #83 in elegant Grande Pointe subdivision in Inlet Beach. You will be enchanted with this neighborhood in Santa Rosa Beach Florida. Impressive entrance, community pool, “Amenities” pavilion with kitchen and community dock. Located on Lake Powell, east of Rosemary Beach, you will be near public beach access and miles of biking trails. Well-located for the South Walton 30-A lifestyle, the Panama City International Airport makes owning here convenient, too. Minimum home size 1450 square feet.  This is a Regions Bank short sale listing.

Grande Point at Inlet Beach, Lot #83, Santa Rosa Beach FL - Offered for $33,900

It’s Wendy!

1215 Thomason Dr., Pine Meadows, Fort Walton Beach Florida – Short Sale

Pine Meadows short sales

This is a fun home at 1215 Thomason Dr., with eclectic and enticing touches in Pine MeadowsFort Walton Beach, FL. Some of the interesting elements are the arched pass-through from kitchen, repeating arch accent above kitchen entrance. Vibrant pendant lights above breakfast bar. Popping red tray ceiling, dining room with lively and inviting wall decor. Mostly tile and wood laminate floors. Big, fenced back yard with brick barbecue. New fence 2005. Air conditioner replaced within past 5 years.  Seller repairing French door and installing new pedestal sink.  Located in the Wright, Willow Bend area of Fort Walton Beach, this home is perfect for Eglin Air Force Base commuters. It is a Bank of America cooperative short sale.

1215 Thomason Dr., Fort Walton Beach FL – offered at $98,700.

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It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Destin Commercial Office Space for Lease

Miramar Beach office

Furnished Destin office space for rent in Miramar Plaza with room for two to three employees or a generous single-person executive suite. Includes two-three new Hon desks and  chairs and sound absorbing room divider. This large office has hall window and full glass door for open feeling, and is located in a contemporary commercial condo in Miramar Plaza on Highway 98, near Sandestin, just over the Okaloosa County line in Miramar Beach.Enjoy use of conference room with large flat screen monitor, storage space, and kitchen. Internet, wireless, electric, water, CAM fees included. Store front window with business directory lists your company name. All you need is your own telephone line. Share with professional real estate brokerage and appraisal company. Owner is licensed Florida real estate broker.

12889 Emerald Coast Parkway, Hwy 98 E, Commercial Space – $599 furnished.

Contact Wendy Rulnick, Broker Rulnick Realty 850-650-7883

 

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1987 Alfred Blvd, Marion Manor, Navarre FL – HAP Home For Sale

Marion Manor

This sharp HAP home in Marion Manor, Navarre Florida, is just what you need to welcome the New Year. It sparkles! The living room, kitchen and breakfast area all have cathedral ceilings for an open feeling.  The kitchen has breakfast bar, pantry, and plenty of cabinet and counter space, and is adjacent to tiled eat-in area. Master bedroom is oversized. Master bath features his and her vanities, separate garden tub and shower and two walk-in closets. Architectural touches include plant ledges and transom windows. Marion Manor is “West of Hurlburt” for good commuting to Hurlburt Field. It is also convenient to Santa Rosa Sound, with gorgeous sugary beaches, fishing and restaurants.

This Marion Manor home at 1987 Alfred Blvd, is listed for $177,900.

What is HAP? It’s the Homeowner Assistance Program for military members who transfer (PCS) to new bases, to help them avoid short sale or foreclosure.  In a nutshell, when the market value of an Eglin or Hurlburt Field area property is less than the mortgage balance, HAP will pay the shortfall for the servicemember.

Learn more about buying a HAP home.

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It’s Wendy!

Navarre Florida Home with Pool – The Meadows

The Meadows

Exquisite all brick 4 bedroom, 3 bath custom home in the upscale community of The Meadows in Navarre, Florida.  Walking into this split bedroom floor plan you’ll be impressed with the large rooms and the openess of the living areas. 10 foot high ceilings, lots of windows, painted in warm colors. The back yard is an oasis with heated inground pool, spa and tropical landscaping. The living room has 20″ tile flooring and plant ledges for that extra decorating touch. Huge gourmet kitchen with granite countertops, backsplashes, center work island, stainless steel appliances, pantry, plant ledges, large pass-through to the living room and a breakfast nook. Incredible! The master bedroom opens to the pool. Master bathroom features a double vanity, grante countertops and shower and garden tub. There is a large laundry room that leads to the enormous three car garage. For an energy saver there are solar powered roof mounted attic fans. Extra large gate so you can store your boat inside the gate which leads to the added on driveway pad. This Navarre Florida home in The Meadows is close to most everything Hurlburt Field and Eglin Air Force Base, Whiting Field, Pensacola airport, I-10, Navarre Beach, etc!! This home is offered as a VA Compromise Sale, which is a type of short sale specific to Veterans Administration backed mortgage loans. 

9688 Misty Meadow Ln, The Meadows, Navarre Florida short sale – $299,900

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It’s Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204

728 Hart St., Fort Walton Beach FL Home for Sale with Large Lot

Fort Walton Beach homes near mall

This exquisitely remodeled Fort Walton Beach Florida home at 728 Hart Street has a masterpiece kitchen and almost half acre lot. The entire house is sumptuously decorated and inviting. In 2006, the living space was expanded with a new room off the kitchen and new laundry room, as well as new roof and air conditioner, carpet, doors and hardware. The kitchen is the epitomy of elegance, where you will love the bistro alcove, solid maple Thomasville cabinets, Black Absolute granite counters and tumbled marble backsplash. The cabinets shelves are slide-out and pull-out for maximizing storage space, and they are plentiful. Top chefs will like the gas burners plus electric convection oven, and the upgraded appliances. The living room is ample and features a corner fireplace and access to a large covered deck. The home exterior was painted in August 2010. It’s hard to find such a gorgeous home in central Fort Walton Beach with such a large lot, beautiful upkeep,located near shopping and a short drive to Eglin Air Force Beach.

728 Hart Street, Fort Walton Beach Florida – $177,900

Crestview Florida HAFA Home Sold in Countryview Estates

Countryview Estates home

This short sale home at 1243 Ego Dr. in Countryview Estates, Crestview Florida just sold using the HAFA program.  What is HAFA? It is the “Home Affordable Foreclosure Alternatives” Program that is sponsored by the Treasury Department to help homeowners who cannot make their mortgage payments, need to sell and don’t have enough equity to cover the mortgage balance.

ARE YOU ELIGIBLE? You might be eligible for HAFA if your lender participates in the Home Affordable Modification Program (or your mortgage is underwritten by Fannie Mae or Freddie Mac which have slightly different qualifications).  HAMP offers you the opportunity for assistance by lowering your payments or delaying payments to keep you in your home.  You must meet the HAMP requirements as follows, to be part of HAFA, whether or not you choose a modification.  These qualifications are:

1) You have missed payments or are about to default

2) The home is or was your primary residence

3) You got your primary mortgage before Jan. 1, 2009 and your balance is less than $729,750 (higher balance on 2-4 unit properties)

4) Your property can be vacant or rented up to 12 months prior to the Short Sale Agreement (SSA), as long as you can prove the property was the primary residence and have not purchased another home in the last 12 months.

5) You must not have been convicted within the last 10 years of felony larceny, theft, fraud or forgery, money laundering or tax evasion, in connection with a mortgage or real estate transaction.

The senior mortgage holder for this Crestview home was Bank of America. They outsourced their HAFA processing to a company called UTLS, but also use other vendors.  The junior lien holder was HSBC. The short sale was approved in 90 days, and the sellers received a $3000 relocation credit.  One of the other advantages of HAFA is that there is full waiver of deficiency.

1243 Ego Dr., Crestview Florida sold for $149,900

If you need a HAFA agent to help you with your Crestview Florida short sale, give me a call!  

It’s Wendy!  Wendy Rulnick, Broker/Owner Rulnick Realty, Inc.

itswendy@rulnickrealty.com

850-650-7883

Mary Esther Florida Pre Foreclosure Off Hollywood Blvd.

Mary Esther Florida pre foreclosures

Notice this sharp Mary Esther Florida home at 172 Miramar Street? It’s got style with cool windows, faux paint, cathedral ceiling and step down living room! The main living areas are tile and the bedrooms have wood laminate flooring. The corridor kitchen is bright with recessed lighting and tiled floor and has access to the outside, where you’ll find a covered patio. Another wow factor? The back yard is huge! My favorite feature? The “edgy” exterior look – a classic. Very convenient location near Santa Rosa Mall, the beach, parks, Eglin AFB and Hurlburt Field.

172 Miramar Street, Mary Esther Florida – short sale offered for $127,900