You Just Bought a House – Change the Locks

I recently sold a house in Destin Florida. The buyer’s agent asked repeatedly for the seller to turn over all the keys – they only had a couple of them. Where were the rest? Who knows? They had two teenage sons and there was an ex-spouse. Perhaps they had extra keys. Maybe a neighbor, or two, had a key to the house. Perchance, the pet sitter had a key.  When the seller bought the house, he may not have received all the keys from the previous owner. What does this mean? Stop worrying about all the keys. As a matter of course, when you buy a new house, condo, townhouse or commercial property, change the locks, yes, even for a brand new house! There is such a thing as a master key that builders use. What does it cost to re-key a house? Not much. I just called A to Z Lock and Safe, who cover the Emerald Coast of Florida. Their service call charges are between $50-$75, it’s $12.50 per lock change and keys are $2.25 each. So, you could change locks on your new property easily for under $150.00!

Why risk it?

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Wendy Rulnick, Broker, sells real estate in Destin, Santa Rosa Beach, 30A, Miramar Beach, Seagrove Beach, Watercolor, Sandestin, Seaside, Rosemary Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Florida.

Monday Diary of a Realtor in Destin Florida

Think it’s all glamorous being a Realtor in Destin Florida? It’s Monday!  Today some of my tasks were:

  1. Calling clients to confirm commercial listing appointment in DeFuniak Springs, Florida and to confirm receipt of market analysis sent by email.
  2. Calling Walton County Public Works to get status of one-way road proposal for Driftwood and Ellis Roads, located behind Miramar Plaza, in preparation for the annual meeting, where I am association president.  I will also get a status update on the traffic light that may go at the end of Driftwood on Highway 98, and find out when construction is to begin on the hotel being built on Highway 98 next to my office.
  3. Updating sellers in Fort Walton Beach and 30A in Santa Rosa Beach about last week’s property inquiries and the marketing I’ve done on their behalf.
  4. Entering property disclosure information online for a Holley by the Sea listing to ensure that my MLS entry is accurate.
  5. Talking with my Buyer Specialist about the trek he’s made from Apalachicola to Santa Rosa Beach to Milton in the last few days, showing buyers waterfront homes.
  6. Setting up showing appointments for my Navarre Florida listing.
  7. Recommending a surveyor to my buyer purchasing a home with acreage in Panama City Beach, Florida.
  8. Recommending a lender for my Destin Florida condo buyer who wants to get a reverse mortgage to increase cash flow.
  9. Paying business bills.
  10. Calling State of Florida Department of Revenue to decipher correspondence.
  11. Contacting one of my short sale sellers to get an update on their paperwork progress for entering information into Equator for a Nationstar/Mr. Cooper short sale.
  12. Buying a box of Godiva chocolates as a closing gift for my Sandestin Florida seller.
  13. Going to a closing in Shalimar Florida.
  14. Buying myself the Italian issue of Vogue magazine as a closing present!

Happy Monday, All!

Wendy

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Wendy Rulnick, Broker, sells real estate in Destin, Santa Rosa Beach, 30A, Miramar Beach, Seagrove Beach, Watercolor, Sandestin, Seaside, Rosemary Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Florida.

Just Sold Cedar Ridge Niceville – 3932 Balsam Dr. in 1 DAY!

SOLD in ONE DAY!  3932 Balsam Drive, Niceville Florida 32578 in the Cedar Ridge subdivision sold in less than a day recently!  After multiple showing within a few hours, this property had a full price offer.

One of the tidiest and cleanest homes I’ve ever sold, this Cedar Ridge property had 1185 square feet, two bedrooms and two full bathrooms. The living room had wood laminate flooring in pristine condition with a cathedral ceiling and beautiful stone-work fireplace.  There was a fully enclosed Florida room with tile floors.  The cheery kitchen had a large pass-through to the dining area. The kitchen was improved with additional counter space and cabinetry. The roof was replaced in 2011.

Cedar Ridge in Niceville is a very popular neighborhood and most homes don’t stay on the market long!  It’s easy access to Highway 20, shopping, Eglin Air Force Base and the Destin beaches. So far in 2017, there have been 22 properties sold in Cedar Ridge with an average sale price of $182,768.  The average list price is $181,773, so some properties actually sold over list price! Here are the year-to-date sales statistics for Cedar Ridge in Niceville Florida.

Cedar Ridge, Niceville Florida YTD Sales by Wendy Rulnick on Scribd

The home at 3932 Balsam Drive sold for $159,900.

Are you thinking about selling your Cedar Ridge, Niceville Florida home? Give me a call.

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-650-7883 or 850-259-0422
Email Wendy: itswendy@rulnickrealty.com

Wendy Rulnick, Broker, sells real estate in Destin, Santa Rosa Beach, 30A, Miramar Beach, Seagrove Beach, Watercolor, Sandestin, Seaside, Rosemary Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Florida.

Walton County Florida Single Family Home Market – Santa Rosa Beach, 30A, Miramar Beach FL

Everything you want to know about the Walton County, Florida single family housing market is here, up through August 2017. Walton County includes Santa Rosa Beach, 30A, Rosemary Beach, Miramar Beach, Freeport, etc. Notice that in the past year, the number of sales has gone up almost 9% over the previous year.  The average sale price is up a tremendous 32.5%, median sale price is up 4.5%! Active inventory is down over the past year by 4% and months supply is 6.4 months, almost one month faster than the previous year. What does this mean in general for single family home owners in Santa Rosa Beach, 30A, Freeport, Miramar Beach and vicinity, in Walton County, Florida? It’s a seller’s market!

Walton County Single Family Homes Real Estate Market September 2017 by Wendy Rulnick on Scribd

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Wendy Rulnick, Broker, sells real estate in Destin, Santa Rosa Beach, 30A, Miramar Beach, Seagrove Beach, Watercolor, Sandestin, Seaside, Rosemary Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Florida.

Okaloosa County Single Family Home Market – Destin, Fort Walton Beach, Niceville, Crestview Florida

Everything you want to know about the Okaloosa County, Florida single family housing market is here, up through August 2017. Okaloosa County includes Destin, Fort Walton Beach, Niceville, Crestview, Mary Esther, Shalimar, Valparaiso, etc. Notice that in the past year, the number of sales has gone up almost 10% over the previous year.  The average sale price is up about 2%, active inventory is down over the past year by almost 14% and months supply is just 3.4 months, one month faster than the previous year. What does this mean in general for single family home owners in the Destin, Fort Walton Beach, Crestview and Niceville, Florida? It’s a seller’s market!

Okaloosa County Single Family Homes Market September 2017 by Wendy Rulnick on Scribd

Do you have more questions about the Okaloosa County, Florida real estate market?  Give me a call, email or text!

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Wendy Rulnick, Broker, sells real estate in Destin, Santa Rosa Beach, 30A, Miramar Beach, Seagrove Beach, Watercolor, Sandestin, Seaside, Rosemary Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Florida.

Just Sold – 1307 Limestone Creek Cv., Swift Creek, Niceville FL – Sold in 60 Days!

Just Sold – This gorgeous Swift Creek home at 1307 Limestone Creek Cove, Niceville Florida! Built in 2005, this 2818 square foot brick home built in 2005 sold for $433,000. The new lucky buyers have brand new carpet and brand new inside and outside air conditioning units. The home was meticulously maintained. The counter tops were granite and many of the kitchen cabinets had glass fronts for a custom feel.  The master bedroom was enormous and opened directly to the rear patio. 1307 Limestone Creek Cove had four bedrooms and three full baths. One of the bedrooms had a private bath with its own hallway, making it an ideal in-law or teen suite.

Why is Swift Creek so popular? It’s a gorgeous neighborhood with phenomenal landscaping and the preservation and highlighting of nature. All the homes feel upscale here because of strict architectural guidelines. There is a community pool, tennis court, playground, clubhouse, barbecue grilling area and gazebo. Also, enjoy the walking trails with rest stops along the way.  The Swift Creek association fees are a modest $200 per quarter. Swift Creek is within close proximity to the Mid-Bay Bridge Spence Connector, shopping at Publix, Starbucks, Walmart, Panera Bread, dining Italian, seafood, Chinese, German and more, and fun neighborhood shops.  Military members appreciate the easy commute to Eglin Air Force Base from Swift Creek.

What did the seller have to say about my services in selling the home? Check out his review: “Wonderful service and assistance with the entire process of selling my home. I lived outside the area, and she was my eyes, ears and voice when I couldn’t be there to see what was going on. When I needed some services, she had people that got the job done. Just an all around wonderful person”. (Thank you!)

1307 Limestone Creek Cove, Swift Creek, Niceville Florida sold for $433,000 in 58 days.

How can I help you sell your Swift Creek, Niceville, Florida home?

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Wendy Rulnick, Broker, sells real estate in Destin, Santa Rosa Beach, 30A, Miramar Beach, Seagrove Beach, Watercolor, Sandestin, Seaside, Rosemary Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Florida.

6612 Fairmont St., Holley by the Sea Home for Sale, Navarre Florida 32566

Introducing 6612 Fairmont Street in Holley by the Sea, Navarre Florida 32566. This is a stunning short sale home of elegant design. Architectural elements offer refinement, including arched doorways, rounded corners, plant ledges, sculpture niche and dramatic ceiling height. The large kitchen has a center-island, solid surface counters, high angled breakfast bar, drop lights and a walk-in pantry. The living room has a corner fireplace, it looks upon a breathtaking 16 x 16 Florida room with brick knee-wall. The private master bedroom, in its own wing of the split-bedroom floor plan, has trey ceiling, adjacent master bath with garden tub and separate shower. There are three secondary bedrooms, one which would make an ideal office with its French doors. Upgrades are evident throughout this fine Holley by the Sea home. The Holley by the Sea community offers 8 tennis courts, pools, weight room, rec center, basketball, baseball, playgrounds, volleyball, handball, pavillions, beach front, fishing, more. Living at 6612 Fairmont Street, you will have easy access to Hurlburt Field, Navarre Beach, Pensacola for shopping, dining, theater, the arts!

6612 Fairmont Street, Navarre Florida, Holley by the Sea, is offered for $259,900.

Watch the virtual tour.

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Wendy Rulnick, Broker, sells real estate in Destin, Santa Rosa Beach, 30A, Miramar Beach, Seagrove Beach, Watercolor, Sandestin, Seaside, Rosemary Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Florida.

Island Green Sandestin, Florida – Citibank Luxury Short Sale Approved

Sandestin short sale

This lovely home in Island Green, an elegant neighborhood within the community of Sandestin Resort, Miramar Beach, Florida, was just approved as a short sale.  Listed at almost $900,000, the luxury property went under contract in little more than 30 days.  Only the junior lien, Citi, was a short sale.  The following documents are typical of what is required for a short sale approval:

  1. Letter of authorization to allow me to speak on behalf of the owners to the bank
  2. Hardship letter outlining why a short sale is requested (some examples of hardship are job loss, death of breadwinner, medical expenses, mortgage payment re-set, relocation, divorce, etc.)
  3. Uniform Borrower Assistance form, which is a detailed financial worksheet itemizing expenses, income and assets of the owner
  4. Proof of income, for example, paystubs, profit and loss statement, alimony, child support, retirement income, social security income, pension, unemployment compensation
  5. Tax returns and/or IRS Form 4506T allowing the lienholder to obtain the specified tax documents from the IRS
  6. Bank statements– all savings, checking account statements typically for last 60 days, or longer, often kept up-to-date throughout the short sale approval process
  7. Supplement hardship documentation, such as medical bills, divorce decree, military PCS orders, etc.
  8. Payoff statements from other lienholders, such as the payoff from senior, junior liens or homeowners association liens
  9. Preliminary Closing disclosure (CD) or settlement statement (HUD) using the anticipated closing date
  10. Listing agreement
  11. Contract for purchase
  12. Proof of funds for buyer of short sale, either a pre-approval letter for a loan, or bank statement or letter from bank stating cash funds are available

This luxury Sandestin Florida short sale was approved in about 90 days and is scheduled to close in October.  The short sale approval letter from Citibank came without the requirement to pay back any deficiency. Note: there may be tax consequences of a short sale, since the IRS may view the forgiven debt as income. Always consult with your tax advisor and attorney when considering a short sale.

How can I help you with short sale?

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

www.shortsales-emeraldcoast.com

Wendy Rulnick, Broker, sells real estate in Destin, Santa Rosa Beach, 30A, Miramar Beach, Seagrove Beach, Watercolor, Sandestin, Seaside, Rosemary Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Florida.

Half-Acre South of 30A – Lake Stallworth, Gulf Access, Santa Rosa Beach FL 32459

Introducing Lots 10 and 11B, Loon Lake Drive, Santa Rosa Beach, Florida.

Stunning half-acre lot south of 30A with deeded access to Stallworth Lake and  the beach! This gorgeous wooded half-acre building lot is located on the old-Florida feel Loon Lake Drive. The boardwalk behind the property is an invitation to enjoy the natural, treed setting and rare coastal dune lake. Take your dinghy out to the Gulf of Mexico beach across Stallworth Lake and enjoy the sand, dazzling views and ocean air just steps from your door.  Conveniently located near fine dining, shopping and Sacred Heart hospital. Open the world to a new life of your dreams on 30A.

Watch the virtual tour.

Offered at $599,900. Where do you want to live?

 

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Wendy Rulnick, Broker, sells real estate in Destin, Santa Rosa Beach, 30A, Miramar Beach, Seagrove Beach, Watercolor, Sandestin, Seaside, Rosemary Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Florida.

Okaloosa County Real Estate Market Report Second Quarter 2017

Okaloosa County Single Family Homes 2017-Q2 Local Residential Market Metrics by Wendy Rulnick on Scribd

 

 

It’s Wendy… It’s Sold!

Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Wendy Rulnick, Broker, sells real estate in Destin, Santa Rosa Beach, 30A, Miramar Beach, Seagrove Beach, Watercolor, Sandestin, Seaside, Rosemary Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Florida.

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